Accessing Opay's services in Nigeria has become more convenient with the use of USSD codes. These codes allow users to perform various transactions directly from their mobile phones, eliminating the need for internet access.

What is the Opay USSD Code?

The primary USSD code for Opay is *955#. This code enables users to access a range of services, including money transfers, airtime purchases, bill payments, and more. To utilize this feature, ensure that your Opay account is linked to your mobile number, as transactions are tied to this number.

Updated Opay USSD Codes for 2025

Here's a list of the current USSD codes to perform various transactions on Opay:

  • Check Balance: 9550#

  • Get OTP (One-Time Password): 955010#

  • Transfer to Opay Account: 9551AmountAccount Number#

  • Transfer to Other Bank Account: 9552AmountAccount Number#

  • Airtime for Self: 9553*Amount#

  • Airtime for Others: 9553AmountPhone Number#

  • Data Purchase: 9554*Phone Number#

  • Electricity Bill Payment: 9556#

  • Betting Account Funding: 9555#

  • Opay Card Activation: 95503121#

How to Use Opay USSD Codes

1. Creating an Opay Account via USSD:

  • Dial *955# on your mobile phone.

  • Select the option to create an account.

  • Enter your first and last name.

  • Set a 4-digit PIN for your account.

  • Confirm your PIN.

  • Verify your account using the OTP sent to your phone number.

2. Withdrawing Funds Using USSD:

  • Dial *955# and navigate to the withdrawal option.

  • Enter the Opay POS agent's phone number.

  • Input the amount you wish to withdraw.

  • Enter your PIN to confirm the transaction.

3. Funding Your Opay Account:

  • Dial 9552# or *955# and select "Add Money."

  • Follow the prompts to complete the funding process.

4. Checking Your Opay Account Balance:

  • Dial 9550# and enter your PIN.

  • Alternatively, dial *955#, navigate to "Next," select "Check Balance," and enter your PIN.

5. Purchasing Examination E-PINs:

  • Dial *955# and navigate to the E-PIN option.

  • Select the examination type and confirm the amount.

  • Enter your PIN to complete the payment.

Safety Tips

Using Opay's USSD codes is secure, provided you keep your PIN confidential. Avoid sharing your PIN with anyone to protect your account from unauthorized access.

By leveraging these USSD codes, Opay users can efficiently manage their financial transactions without relying on internet connectivity.